DENTAL INSURANCE
Overview l Plan Options l Contributions l Documents l Directory l Decision Guide l Enrollment Form
Overview
Brown University offers dental benefits to eligible employees through Delta Dental of Rhode Island. The waiting period for coverage to become effective is the first day of the month coinciding with or following three months of employment.
Plan Options
Brown's plan, Delta Premier, has two options: Comprehensive and Plus. Each option includes an in-network and an out-of-network component. The Plus option provides enhanced benefits for specific services, including implants as well as orthodontia for dependent children. See below for detailed information.
Dental Plan Options Comparison
Provides an overview of the coverage provided under both the Comprehensive and the Plus options of the plan. Please note that enrollment in the Plus option requires a two-year commitment.
Carry Over Provision
Summarizes how the new Carry Over Provision will work under the terms of the plan.
Additional features relating to both options include:
Pre-Treatment Estimates
For treatments expected to cost $300 or more, Delta Dental suggests that your dentist file a
copy of the treatment plan BEFORE the service is rendered. Pre-treatment estimates are required before you receive treatment for crowns, periodontics or prosthodontics.
Dependent Coverage
Dependent children are covered through the end of the calendar year in which they reach age 19.
Student Coverage
Dependents, who maintain a student status as defined by the plan, are covered through the end of the calendar year in which they reach age 25.
Covered Benefits
Delta Dental payments are based on its allowance for a covered service or procedure.
For additional information, including the difference between in-network and out-of-network services, please refer to the Benefits Enrollment Decision Guide.
Contributions
Eligible employees covered under the Brown University Dental Plan pay a portion of the monthly premium. The amount varies according to the individual's employee group, status, and hours worked. See rate sheets below for details:
- Faculty and Staff [2009] [2010]
- Dining Services [2009] [2010]
- Facilities Management [2009] [2010]
- Library [2009] [2010]
- Public Safety [2009] [2010]
Plan Documents
Below are helpful documents that will provide you with important information about the Brown University Dental Plan.
Dental Plan Carrier
Delta Dental of Rhode Island
When using the online directory to find a participating provider, please choose the Delta Dental Premier plan.