Federal Perkins Loan Repayment


Federal Perkins Loans are repaid to the Brown University Loan Office.  The Loan Office is the loan servicer and is responsible for billing, collection and management of loan repayment, and deferment/forbearance processing.

The Loan Office will contact you to  provide important information about your repayment terms. It is your responsibility to notify the Loan Office directly if your mailing address and contact information changes.

Online Account Access

We partner with ECSI to provide online account access. Through ECSI’s website, you will be able to view your loan account(s), access your monthly statement, and make payments online.

See details on our Servicers & Making Payments page.

Interest Rate

Fixed 5%

Grace Period

9 months

Repayment Options

The Federal Perkins Loan is repaid to the Brown University Loan Office in equal monthly installments over a maximum 10 year repayment term.

Postponing Loan Repayment

If you are having difficulty repaying your loans, take advantage of your options to postpone loan repayment.  View details of the options available and the application process in our  Deferment/Forbearance section.

Forgiveness and Cancellation

You must repay your loans even if you don’t complete your education, can’t find a job related to your program of study, or are unhappy with the education you paid for with your loan.  However, certain circumstances might lead to your loans being forgiven, canceled, or discharged. View details in our Cancellation/Forgiveness section.