Health Fee and Health Insurance

All actively-enrolled students may use Health Services as well as Counseling and Psychological Services, whether they have the Brown-sponsored health insurance plan or another plan; the mandatory Health Fee provides students the ability to see a provider at Health Services or at Counseling and Psychological Services. The student's health insurance comes into play for costs of tests, medications, treatment and outside referrals.

Health Fee

Payment of the Health Services Fee is mandatory for enrolled students. The academic year fee covers most general medical care at Health Services, including primary care by provider staff and pre-travel visits, use of Brown University Emergency Medical Services (EMS), nursing services and 24/7 medical advice,  campus-wide health education and health education visits, Brown University Counseling and Psychological Services, and Health Services' various public health functions.

Summer: Continuing students who wish to use Health Services during the summer must pay a summer health fee, which may be paid the first time they visit Health Services that summer.

Questions: Questions about the Health Services Fee should be directed to Brown Health Services at (401) 863-3953.

Health Insurance

All actively-enrolled students must also have health insurance to cover services not provided by the Health Services fee (such as lab, x-ray, pharmacy, medical equipment, vaccines, physical therapy, hospital expenses, an dmedical care not covered by the Health Services fee).

Automatic enrollment: Students are automatically enrolled in the Brown Student Health Insurance Plan (SHIP) which is designed specifically to complement the services provided by Health Services and to provide coverage in Rhode Island.

Waiver: Students may waive (using an online form) enrollment in the Student Health Insurance Plan (SHIP) if they are covered by a comparable health insurance plan. When determining whether to waive the Brown Student Health Insurance Plan, please evaluate your existing plan carefully to verify that your plan provides adequate coverage in the Providence area.  While it is logical to decide to save money by declining the SHIP and relying on a parent's plan or other existing plan, students may end up with costs for or restrictions on care in Rhode Island that were not evident in the beginning (e.g., if the insurer requires the student to use only in-network providers and the in-network providers are 2000 miles away, you may have to pay the full cost of the tests or services you need here). Additional information to consider in your insurance decision is available on the Student Health Insurance website and on the Health Services website.

International students:  It is particularly important that international students verify that their health insurance plan provides adequate coverage in the Providence area before deciding to waive the Student Health Insurance Plan. Additional information to consider in your insurance decision is available on the Student Health Insurance website and on the Health Services website.

Varsity Athletes: for intercollegiate sports injuries, your insurance coverage must meet the NCAA required minimum coverage. Additional information to consider in your insurance decision is available on the Student Health Insurance website and on the Health Services website.

Graduate Students:  Additional information specific to graduate students is available on the Graduate School website.

Questions: For questions about health insurance, please contact the Office of Insurance and Purchasing Services at (401) 863-1703 or access information available on their website.